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Insurance Coverage Law and Extra Contractual Liability

Wuestling & James is responsible for well over 25 appellate decisions favorable to the insurance industry on a variety of coverage issues. We have been successful in coverage disputes involving, but not limited to, uninsured and underinsured motorist coverage, permissive use, alleged negligence in failing to prevent child abuse, comprehensive general liability coverage for indemnity claims, the pollution exclusion, and construction defects. In the area of uninsured/underinsured motorist coverage, Wuestling & James has been involved in several "landmark decisions.”

Our insurance coverage and extra-contractual liability team is led by Rick Wuestling. For international, national, and regional insurance carriers we provide:

  • Coverage analysis
  • Claims handling advice and direction
  • Drafting of denial or reservation of rights letters
  • Prosecution or defense of declaratory judgment actions in State or Federal court involving coverage issues
  • Defense of bad faith insurance and extra-contractual liability claims and lawsuits


Wuestling & James has a wealth of experience handling complex extra-contractual liability claims and lawsuits. We represent a major national liability insurer and several regional insurers in defense of extra contractual liability claims and lawsuits.






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720 Olive Street, Suite 2720
The Laclede Gas Building
St. Louis, Missouri 63101
314-421-6500 Phone , 314-421-5556 Fax